Member Since: May 27th 2016
Coming to Sydney in 2006, Rowan Webb has since made a name for himself in the motor and financial industry here in the Northern beaches. He has been working dedicatedly in dealerships first in the sales divisions and then moving on to finance management roles and most recently as the business manager at Mercedes Benz.
Before joining our motor vehicle industry, Rowan originated from Hawkes Bay in New Zealand and graduated from Lindisfarne College with a cert IV in finance management. Since then, he has nurtured a passion in finance and aspired to start something up of his own. Now, as he begins starting up a new finance company in Sydney, he is eager to share with Australians the numerous opportunities for simple and affordable financing options not just for their businesses and equipment rental and hire, but for personal vehicle mortgage and loan situations as well!
The Smarter Finance Company was created with the customer in mind, that car financing options should be easy to understand and even simpler to apply for. With his team of consultants and links to various finance managers and institutions across the country, Rowan aims to chart the different finance rates and have them contrasted against each other to give the customer the best deal possible.
With Rowan’s experience in financial management, comparative analysis and budgeting, The Smarter Finance Company will definitely meet your expectations when it comes to your personal and commercial financing needs!
In particular, the Smarter Finance Company is able to offer you various types of insurance to help safeguard your asset value. For example, our comprehensive insurance scheme will help you arrange for the appropriate coverage for different situations that might happen to your car such as accidents, fire and theft or 3rd party damage.
Whether the damage or repairs are extensive, the trouble that’s caused by having to take the time out to fix your vehicle is only secondary to the cost of doing so and with the proper insurance plan for your car in place, you can rest easy knowing that you can get the assistance you need to salvage and/or repair your vehicle.
At the same time, we are also able to provide you loan protection insurance in case these events prevent you from being able to fulfil your obligations under the mortgage or loan. In case of unemployment, death, disability or illness, this insurance will help you to cover your loan repayments so that you won’t have to worry about the financial pressure on your family to repay the bank (or other financial institution) and can focus on getting back on your feet after whatever has happened.
With The Smarter Finance Company, you can trust that our consultants have your interests in mind. Leave it to us to find you the best financing plan possible for each individual situation and provide you with a comprehensive and affordable solution for you and your family.
Senior Business Manager The Smarter Finance Company
Jun 7th 2017
It is often the little things such as deadlines, cutoff period, etc that cause borrowers to miss out on deductions Before getting any loans, borrowers should always pose the right questions to the financial institutions. They can help to inform them of the various deductions or discounts that they will be eligible for. Every penny counts and by missing out on a few details or so could mean several hundreds or even thousands of dollars go to waste from the borrowers' own pockets.
Jun 1st 2017
Prior to this, small online business owners have always had trouble seeking finance avenues. It is expected because large finance companies have a certain minimum quota that they can actually lend out. This causes the small online business owners to be stuck in a financial predicament with little to no financial help at all. This will in turn cause them to remain stagnant and could possibly never be able to get a bank loan. With the availability of small bank loan services, small online business owners can now get ready to develop their business to see potential prospects in the near future.
May 29th 2017
Dealing with relatives is one of the toughest procedure anyone could possibly go through especially when it concerns finances. Some relatives would want us to treat the loan to them as a favour which is actually towards our own disadvantage. Before lending the money to them, they would usually promise not to make any default payments. However, some time down the road, when faced with unforeseen circumstances, they could easily turn the tables around. In order to safeguard ourselves and to be eligible for deductions, we have to be stern and go the extra mile to record everything in black and white.
May 29th 2017
It seems rather fair to make the deductibles only eligible under the borrower's name. This is to ensure that the deductibles should only be made applicable to those who really do qualify in terms of what they can afford. This way, their financial situation can be better managed and default payments can be prevented. Even though the additional process of filing the deductibles would require time, the amount to be deducted will be worth it.
May 17th 2017
This is why seeking information from the right channel is really important whenever you are faced with a situation of a total loss of your car. When your insurance rejects your claim request, there must be another option available to help you cope with the costs of a total loss. At times, you do not even need to fork out that much money eventually.
May 15th 2017
In every single industry apart from just finance, you need to consistently improve your personal development skills. This way, you will remain relevant in the sector and do not lose out to newcomers who might be holding onto a new and improved set of skills. This is the reason why upgrading your personal self is necessary to make you the indispensable staff in the company regardless of which field that you are in.
Mar 29th 2017
The era we are living in right now is increasingly depending on technology especially for daily necessities that involve finances like making purchases, inter-party bank transfers, and so on. Convenience is obviously increased but so is the risk factor. Without sufficient cyber protection, daily financial chores could easily open up doors to attacks and cyber thefts are nothing new. Prevention is always better than cure, and every individual user ought to take the necessary precautions on their own.
Mar 28th 2017
Knowledge is key in every single process that we wish to take on. The problem with millennials is that they prefer to do things their way without consulting professional advice or reading up further before taking up any loans or any other finances. Being desperate also plays a part in influencing their financial decisions especially those millennials with hefty debts. They see loans as a quick solution without looking at their long-term effects. Schools should conduct financial talks and make them compulsory before any millennials can graduate to at least spread awareness.
Mar 27th 2017
These tips are really beneficial even for companies that have been in the industry for quite some time now. New financial queries rise up every now and then and a new and updated list ought to be shared in order for clients to get the latest insights as what to ask as well as companies to know what to expect and to prepare the required info in detailed for a more comprehensive understanding for both parties to benefit from.
Mar 24th 2017
The current processes have been utilized for quite some time now, but over time if the results are not as expected, new rules ought to be put in place in order to provide a more stable financial platform. A single step that is newly introduced could hold extravagant results to say the least and this is what the authoritative body is looking to achieve.