Member Since: May 27th 2016
Coming to Sydney in 2006, Rowan Webb has since made a name for himself in the motor and financial industry here in the Northern beaches. He has been working dedicatedly in dealerships first in the sales divisions and then moving on to finance management roles and most recently as the business manager at Mercedes Benz.
Before joining our motor vehicle industry, Rowan originated from Hawkes Bay in New Zealand and graduated from Lindisfarne College with a cert IV in finance management. Since then, he has nurtured a passion in finance and aspired to start something up of his own. Now, as he begins starting up a new finance company in Sydney, he is eager to share with Australians the numerous opportunities for simple and affordable financing options not just for their businesses and equipment rental and hire, but for personal vehicle mortgage and loan situations as well!
The Smarter Finance Company was created with the customer in mind, that car financing options should be easy to understand and even simpler to apply for. With his team of consultants and links to various finance managers and institutions across the country, Rowan aims to chart the different finance rates and have them contrasted against each other to give the customer the best deal possible.
With Rowan’s experience in financial management, comparative analysis and budgeting, The Smarter Finance Company will definitely meet your expectations when it comes to your personal and commercial financing needs!
In particular, the Smarter Finance Company is able to offer you various types of insurance to help safeguard your asset value. For example, our comprehensive insurance scheme will help you arrange for the appropriate coverage for different situations that might happen to your car such as accidents, fire and theft or 3rd party damage.
Whether the damage or repairs are extensive, the trouble that’s caused by having to take the time out to fix your vehicle is only secondary to the cost of doing so and with the proper insurance plan for your car in place, you can rest easy knowing that you can get the assistance you need to salvage and/or repair your vehicle.
At the same time, we are also able to provide you loan protection insurance in case these events prevent you from being able to fulfil your obligations under the mortgage or loan. In case of unemployment, death, disability or illness, this insurance will help you to cover your loan repayments so that you won’t have to worry about the financial pressure on your family to repay the bank (or other financial institution) and can focus on getting back on your feet after whatever has happened.
With The Smarter Finance Company, you can trust that our consultants have your interests in mind. Leave it to us to find you the best financing plan possible for each individual situation and provide you with a comprehensive and affordable solution for you and your family.
Senior Business Manager The Smarter Finance Company
Jun 1st 2017
I highly doubt that such a situation could be filed in that set of sequence. The inventory portion probably would work since the loan you took is to be invested on inventory anyways. However, it would not be right to justify your monthly loan payments as a form of income. It should not be included at all in my honest opinion. Instead, your source of income should be from the sales of the said inventory. I feel that repayments should always be separate from a business filing as it is not someting that you work for but rather is something that you are obligated to settle.
Jul 12th 2016
I think a bit more clarification is needed in terms of the agreement. What has been initially discussed between XY and XX to govern who is in charge of the car should be able to help work out who needs to be responsible for what aspect of the car's liability.