Justin D. Smith, CFA, CFP® is a Partner and Portfolio Manager with Slayton Lewis, a retirement-focused wealth management firm offering holistic advice for the baby boomer generation. He and William S. Campbell, CFP®, MBA are authors of the upcoming book "Boomer-Bust: How to Retire Without Going Broke," which presents a timely look at the retirement hurdles faced by baby boomers as they enter their golden years.