The British publication, The Telegraph, has published a list of quick tips for clever savers. No matter what country you call home, keep these tips in mind as you assess your savings in the current economic downturn. Follow this link for additional descriptive information.

• Invest in something you understand
• Keep your cool
• Know the risk
• Limit your risk
• Consider your age - this is a factor in determining your definition of long- and short-term
• Keep money accessible for a rainy day
• Spread the risk over multiple investments
• Don't choose to invest long-term unless you can live without the cash for the long term
• Don't hesitate to sell when you have made a profit
• Don't take advice from strangers