If you use the Web, chances are you're accumulating many user Ids and passwords that are getting increasingly more difficult to manage.

For obvious security reasons, you DON'T want to use the same login information for each site. So what to do? PassKeeper is a free Windows utility that allows you to keep a list of accounts with usernames, passwords, and even notes on the sites you visit -- a handy feature if you frequent multiple locations.

The list is stored encrypted, and does require a password to get into, but is a terrific repository for all the "stuff" you have been accumulating as you move down the information superhighway.