There are 31.8 million men and women, 25 years and older, with unfinished college degrees, according to the National Center for Education Statistics (NCES).

Clare Kaufman, Ph.D., advisor for WorldWideLearn.com, regularly advises both traditional and non-traditional students to get answers they need about transferring credits and online classes. Anyone is allowed to submit a question and get advice by e-mail, and she offers crucial advice to help people continue their educations. Some of the topics posted under Dr. Kaufman's "Office Hours" section include "Choosing an Online Bachelor's Degree Program," "Transferring Credits," and "School Financing Options for International Students."

"Students don't have to take no for an answer when transfer credits are turned down," says former university professor and WorldWideLearn.com correspondent Wendy Croix, Ph.D. "If a student's completed course work and syllabus cover the same material as the course he or she is asked to take, the student can argue that transfer credit be granted."

Even students who have completed only part of their requirements toward a degree are more likely to advance in their careers and increase their salaries by completing their degrees. NCES numbers reveal that the median income for individuals who have some college experience but no degree is $30,610. With a bachelor's degree, the median income increases to $42,087 per year.

WorldWideLearn.com is the world's premier online directory of education and features informative resources, over 2,500 online courses, more than 1,600 online degree programs, 200 online universities, and 2,300 campus-based career college programs. The site receives thousands of visitors every day and has been featured on MSMoney.com. For information go to http://www.worldwidelearn.com.