Although the consensus is that most everyone looks forward to retirement, statistics and trends actually show that baby boomers nearing or at retirement may actually never fully retire.
Why? Analysts say that most retirees who have led successful and productive lives want to continue down that path - and often do so by taking on a challenge they've always wanted to tackle.
Many boomers now are planning and preparing at age 40 for that next giant step. A businessperson could become a travel writer, or an engineer could pursue sculpting. How about hot technologies becoming an integral part of a retirees' life?
A booming economy and low unemployment has provided jobs for the over-65 set if retirees are interested in remaining employed. And, if you want to continue working for the same company, there is an IRS 'loophole.' Companies can retire employees and have them back to work on a part-time basis without losing their benefits.