Insurance and the presidential campaign

Rob Nance, Publisher

By Rob Nance, Publisher - In the heat of the political campaign, folks are certainly worried about the state of the insurance industry and the respective ideas on insurance coverage that the candidates are proposing. The focus appears to be solely on the uninsured; some attention needs to be paid to the insured and what is falling through the gaps with policies.

My thoughts on the matter:

*Needed Improvement: the medical industry should be required to be more upfront in their charges and deals with insurance company payouts, which will force more competition for services and improve the entire picture.

*Needed Improvement: fixing it so that people are no longer still having to pay hundreds of thousands of dollars for things that aren't covered very well when catastrophic illnesses arise.

*Needed Improvement: changing laws like this one that exists in certain states--Insurance companies of fewer than 51 employees are not allowed to offer insurance coverage to partners of same-sex partner employees.

*Needed Improvement: providing better incentives to insurance companies so that preventative health options can be utilized without the insured having to pay full freight on those services.

Your thoughts on the matter? Share Your Voice.